How can we help?
To access legal support from just £140 per hour arrange your no-obligation initial consultation to discuss your business requirements.
Consumer credit legislation is designed to support access to credit, ensure fair treatment and prevent the acquisition of unsustainable levels of debt.
We can advise you on compliance and risk management along with dealing with the consumer credit regime under the Financial Conduct Authority (FCA).
What we do
Our consumer credit lawyers are able to provide you with expert advice on all matters affecting consumer credit and hire, making sure that your business is compliant and up-to-speed in all areas. We can assist you with your requirements, whether you are looking for discrete advice on compliance with specific regulations, drafting credit agreements or even buying or selling a regulated consumer credit business. Some of the typical areas we would help your business with include:
We’re also able to assist with the following:
Consumer credit is regulated by the FCA who take a proactive approach in identifying firms that carry out consumer credit activities without authorisation. Many firms that provide goods or services to consumers, including small businesses, may also be carrying out consumer credit activities if they extend credit to their customers or hire goods to them. It is vital that you know whether or not you are providing consumer credit, or consumer hire, and ensure you are appropriately authorised and comply with consumer credit regulations.
If you are looking to buy or sell a consumer credit or hire business, our finance solicitors will also work closely with our corporate and commercial teams to cover all aspects of your deal, so the legal work is seamless whatever the transaction.
Who we help
Our consumer credit lawyers regularly advise many different businesses and organisations, such as:
We’ll explain how consumer credit regulation may affect you and your business, or if you’re new to financial services, we can discuss how you need to become regulated and the steps to maintain that regulation
Meet our team
Our consumer credit solicitors have all been recruited from top 100 UK law firms or from large international businesses. As problem solvers they deliver pragmatic, commercially focused advice, helping you move your business forward. Find out more about their expertise here:
Our three transparent pricing packages are designed to give you the widest possible access to high-quality legal advice, whatever the size and nature of your business:
Straightforward access to senior solicitors at a competitive rate.
An affordable solution for businesses needing one-off legal support. Receive ‘City’ partner-level expertise at a fraction of ‘City’ prices.
Have legal peace of mind for £209 per month with additional support from £140 per hour.
A monthly subscription legal support package specifically designed for start-ups and smaller businesses.
Providing you with priority access to a dedicated panel of highly experienced solicitors.
Fully account managed quarterly subscription service for businesses with more complex legal needs.
Please leave us your details and we’ll contact you to discuss your situation and legal requirements. There’s no charge for your initial consultation, and no-obligation to instruct us. We aim to respond to all messages received within 24 hours.
Our commercial lawyers are based in or close to major cities across the UK, providing expert legal advice to clients both locally and nationally.
We mainly work remotely, so we can work with you wherever you are. But we can arrange face-to-face meeting at our offices or a location of your choosing.