How can we help?
To access legal support from just £149 per hour arrange your no-obligation initial consultation to discuss your business requirements.
Business Legal Services
Property Finance Solicitors
Helping lenders and borrowers benefit from a smooth transaction thanks to expert commercial property finance legal advice
We support companies, banks, financial institutions, and private individuals on all manner of real estate transactions, including secured lending, refinancing and corporate support.
Commercial property finance solicitors
Negotiating finance documents that work for your business
Our property finance solicitors will help you avoid any pitfalls and minimise risk by drafting robust and sensible documentation and thorough due diligence.
Our commercial property solicitors understand the problems you may face when it comes to financing/refinancing a commercial property (or portfolio of properties). We’ll provide you with all the necessary legal documents and advice you need to guarantee a seamless transaction every time, explaining the process to you every step of the way.
Acquisition finance secured against commercial property
Lending against property portfolios
Development and project finance
Recoveries and turnaround situations
Alternative or complex loan structures
Refinancing and restructuring
Who we help
Legal support for lenders and borrowers of property finance
We act for a variety of clients namely companies, banking/lending institutions, SIPPs and private individuals, in their capacities as either lender or borrower (or both in some limited circumstances
We work closely with our clients in relation to complex transactions to give strategic advice, and finding pragmatic solutions to complicated scenarios.
Meet our team
Why choose our property finance solicitors?
With many years of experience our commercial property team are adept at dealing with finance matters, making sure that these transactions go smoothly for you, whether you’re the lender or the borrower.
Our solicitors have been recruited from UK top 100 law firms, or from large international businesses. Coupled with our innovative pricing models and remote-operating model, we’re uniquely placed to provide the quality of commercial property legal advice you’d usually find at a City firm but for a fraction of the cost.
news and client stories
Insights from our team
A full service law firm
Experts in commercial property law
We support commercial landlords and commercial tenants, sellers, buyers, occupiers, funders, developers and investors across the UK in all areas of commercial property law. Find additional information on our services here:
Testimonials
What our clients say
10/10, very happy with the service and the relationship … comments from Sam are presented in a way that is easy to understand – rather than being blinded by legal jargon! Very approachable, pragmatic and efficient, especially as we had to do substantial chasing on the recent legal engagement
Karen Page
Office Manager,
DenseAir
Our solicitor’s assistance in the structuring of a new lending facility was greatly appreciated given the short deadline to completion. The team at Harper James responded promptly to get the deal over the line within our borrower’s timescale.
Leon Foxwell
Lending Manager,
Assured Property Finance
I really value Sam’s pragmatic approach to getting things done but also the lack of ‘dryness’ when getting information across to help me make decisions. I’m completely happy with the service and have already recommended Harper James to others!
Abby Edwards
Team Lead,
RLP Resourcing
Extremely helpful, very communicative and got the job done promptly. We were under time pressure, and on a tight budget - HJ dealt with both perfectly.
Andrew Slater
MD,
Kin Partners Ltd
Harper James Solicitors provides excellent value for money and helps to cover gaps in specialist areas of legal practice. Using an outside legal provider enables us, as a business, to better manage our internal resources, the volume of work we have and to deal with our level of overall risk. I would undoubtedly recommend them to others.
Robert Cowling
General Counsel,
FleetCor
Friendly, helpful and efficient. Thank you!
Beverly Clough
Group HR Director,
The Guild of Property Professionals
Very easy to deal with
Marcus Whewell
COO,
eProp Services plc
The Corporate Finance and Property team at Harper James are always responsive and take a pragmatic approach when needed.
Leon Foxwell
Lending Director,
Bloomsbury Property Finance Limited
In 2024 we instructed Harper James to assist with two commercial property acquisitions. We were introduced to Sam Paxton who has kindly guided us through both transactions. Sam has taken the time to understand the needs of our business and always makes herself available should we have any queries. She is personable and explains legal jargon/concepts in a way that is easy to understand. We very much look forward to working again with Sam in the future and would highly recommend.
Alan Redpath
Managing Director,
RedteQ
We needed some urgent commercial property advice at the end of 2024 and instructed Harper James to assist. Sam Paxton acted on our behalf and was thankfully able to provide the advice we needed as a priority. Sam was always on hand to turn documents around urgently and/or to discuss any last minute queries. She is a credit to the team and we can highly recommend.
Rupert Winter-Moore
Director,
Zebra Machinery
10/10, very happy with the service and the relationship … comments from Sam are presented in a way that is easy to understand – rather than being blinded by legal jargon! Very approachable, pragmatic and efficient, especially as we had to do substantial chasing on the recent legal engagement
Karen Page
Office Manager,
DenseAir
Our solicitor’s assistance in the structuring of a new lending facility was greatly appreciated given the short deadline to completion. The team at Harper James responded promptly to get the deal over the line within our borrower’s timescale.
Leon Foxwell
Lending Manager,
Assured Property Finance
I really value Sam’s pragmatic approach to getting things done but also the lack of ‘dryness’ when getting information across to help me make decisions. I’m completely happy with the service and have already recommended Harper James to others!
Abby Edwards
Team Lead,
RLP Resourcing
Extremely helpful, very communicative and got the job done promptly. We were under time pressure, and on a tight budget - HJ dealt with both perfectly.
Andrew Slater
MD,
Kin Partners Ltd
Harper James Solicitors provides excellent value for money and helps to cover gaps in specialist areas of legal practice. Using an outside legal provider enables us, as a business, to better manage our internal resources, the volume of work we have and to deal with our level of overall risk. I would undoubtedly recommend them to others.
Robert Cowling
General Counsel,
FleetCor
Friendly, helpful and efficient. Thank you!
Beverly Clough
Group HR Director,
The Guild of Property Professionals
Very easy to deal with
Marcus Whewell
COO,
eProp Services plc
The Corporate Finance and Property team at Harper James are always responsive and take a pragmatic approach when needed.
Leon Foxwell
Lending Director,
Bloomsbury Property Finance Limited
In 2024 we instructed Harper James to assist with two commercial property acquisitions. We were introduced to Sam Paxton who has kindly guided us through both transactions. Sam has taken the time to understand the needs of our business and always makes herself available should we have any queries. She is personable and explains legal jargon/concepts in a way that is easy to understand. We very much look forward to working again with Sam in the future and would highly recommend.
Alan Redpath
Managing Director,
RedteQ
We needed some urgent commercial property advice at the end of 2024 and instructed Harper James to assist. Sam Paxton acted on our behalf and was thankfully able to provide the advice we needed as a priority. Sam was always on hand to turn documents around urgently and/or to discuss any last minute queries. She is a credit to the team and we can highly recommend.
Rupert Winter-Moore
Director,
Zebra Machinery
Pricing and service plans
Legal support designed
to fit your business needs
Our three transparent service plans are designed to give you the widest possible access to high-quality legal advice, whatever the size and nature of your business:
Engage
Flexible access to senior solicitors at highly competitive rates
An alternative to our subscription plans, offering access to full service legal expertise on a project-by-project basis.
Enable
Purpose built legal support for start-ups and smaller businesses
Monthly subscription plan for £219 per month, with £149 monthly credit and access to all legal services at 50% discount on our Standard Rates.
Extend
Comprehensive legal partnership for established businesses
Fully account managed and scalable annual subscription plan with support from a curated team of partners and senior solicitors, with up to 36% discount on our Standard Rates.